Supplementary Table 1
Cost of Individual Coverage in Nongroup Insurance Market by Age and Health (2002 $s)


Age and Health Status Predicted Premium Adjusted for Selection Bias
All
$214
18-29 Year Olds
Excellent Health
121
Very Good Health
137
Good Health
139
Fair Health
146
Poor Health
180
30-44 Year Olds
Excellent Health
145
Very Good Health
163
Good Health
166
Fair Health
178
Poor Health
223
45-54 Year Olds
Excellent Health
160
Very Good Health
181
Good Health
181
Fair Health
193
Poor Health
239
55-64 Year Olds
Excellent Health
177
Very Good Health
203
Good Health
205
Fair Health
221
Poor Health
273





Notes: The prediction model is based on age, health, gender, smoking status, whether the person's state has a high-risk insurance pool, allows the use of health status in setting rates, regulates premium increases or requires guaranteed issue or guaranteed renewal, and a measure of the cost of medical care in the person's county of residence. See Hadley and Reschovsky (2002) for details.