Table 1 Annual Spending and Premium Trends, 1991-2002 |
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Annual Change per
Capita in Health Care Spending, by Component |
Annual Increase
in Employer-Based Insurance Premiums |
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Year |
Hospital Inpatient |
Hospital Outpatient |
Physician |
Prescription Drugs |
All Services |
Large Firms2 |
All Firms |
1991 |
3.5% |
16.8% |
5.4% |
12.4% |
6.9% |
11.5% |
NA |
1992 |
2.8 |
13.9 |
5.9 |
11.7 |
6.6 |
10.9 |
NA |
1993 |
4.8 |
8.9 |
3.3 |
7.1 |
5.0 |
8.0 |
8.5 |
1994 |
-2.0 |
8.7 |
1.7 |
5.2 |
2.1 |
4.8 |
NA |
1995 |
-3.5 |
7.9 |
1.9 |
10.6 |
2.2 |
2.1 |
2.3 |
1996 |
-4.4 |
7.7 |
1.6 |
11.0 |
2.0 |
0.5 |
0.8 |
1997 |
-5.3 |
9.5 |
3.4 |
11.5 |
3.3 |
2.1 |
NA |
1998 |
-0.2 |
7.5 |
4.7 |
14.1 |
5.3 |
3.3 |
3.7 |
1999 |
1.6 |
10.2 |
5.0 |
18.4 |
7.1 |
4.1 |
4.8 |
2000 |
2.5 |
11.5 |
6.3 |
14.5 |
7.8 |
7.5 |
8.3 |
2001 |
7.1 |
16.3 |
6.7 |
13.8 |
10.0 |
10.2 |
11.0 |
2002 |
6.21 |
13.61 |
5.71 |
13.01 |
8.81 |
12.5 |
12.7 |
1 Data through June 2002, change from corresponding
months in 2001. 2 Firms with 200 or more workers. NA=Not available.
Note: Spending data for 1998-2000 reflect the August 2002 revision by Milliman USA. Source: Milliman USA Health Cost Index ($0 deductible); Kaiser/HRET survey of employer-based health plans for 1999-2002; and KPMG survey for 1991-1998 |